FathomLedger — see your money, map your momentum.
Turn scattered paychecks, small savings wins, and subscription clutter into a single map of forward motion. Built for people who want fewer surprises and smarter choices, FathomLedger pairs tidy dashboards with goal nudges and playful achievements to reward consistency.
Built around tiny wins and clearer choices
Features that make finance feel deliberate: automated context, visual streaks, and micro-goals you can actually finish.
Goal lanes
Separate savings into lanes that behave like missions. Assign deadlines and see projected success rates.
Micro-actions
Automated nudges for tiny habits: roundups, scheduled boosts, or one-click reallocations.
Streak & Reward
A playful progress layer that celebrates consistency, not perfection. Earn visual badges, unlock guidance.
How it works — three clear steps
- Connect safely. Read-only links to accounts and cards. We never store credentials.
- Map money. Auto-categorize flows into lanes and priorities so you can see what really matters.
- Act with ease. One-tap shifts, recurring micro-saves, and visual forecasts keep choices low-friction.
Designed to reduce decision fatigue so your next move is obvious, not overwhelming.
Ready to build small, win big?
Try a guided plan tailored to irregular incomes and seasonal spending. It only takes five minutes to map one goal and set an automated cadence.
What early users say
“I finally see my priorities at a glance. The streaks nudged me to save weekly without being naggy.”
“Automated lane transfers make my tax fund feel effortless. The interface is calm but vivid.”
Numbers people actually care about
Behind the scenes
A small team, an experimental roadmap, and a playbook for humane defaults. We tune for habits that are motivating and sustainable, not addictive.
- Daily privacy audits
- Accessible color contrasts
- Open roadmap for feature requests
Talk to a product guide
Questions about integrations, privacy, or a tailored plan? Leave a message and we’ll respond with helpful next steps.